A DUI conviction will affect your credit score. The conviction is part of your criminal record held at the Department of Justice and does not appear on the credit report.
Financial institutions do not make background checks, hence they don’t look at clients’ criminal records.
A DUI may affect your credit score only indirectly. Examples may include, but are not limited to:
- Not paying your DUI fines on time
- You cannot find a job immediately after DUI jail time
- Your income decreases due to DUI jail time
- You have unemployment time due to DUI jail time
A DUI conviction will not affect your credit score directly but may lead to unfavorable circumstances and hurdles later on in life.